Storm Lake's Commercial Insurance, Restaurant Insurance, Dram Shop Insurance from Colburn and Elk



Colburn & Elk Commercial Insurance Colburn & Elk has your commercial risks covered. From liability to workers' compensation, our experienced team can write commercial insurance plans for your business. We work with auto dealers, body shops, churches, contractors, roofers, small grocers, restaurants, and taverns, just to name a few. Looking for commercial insurance coverage? Call us for a quote.
General Liability A form of insurance designed to protect owners and operators of businesses from a wide variety of liability exposures. These exposures could include liability arising out of accidents resulting from the premises or the operations of an insured, products sold by the insured, operations completed by the insured, and contractual liability. Professional Liability Malpractice Insurance Insurance on a professional practitioner that will (1) defend suits instituted against him for malpractice, and/or (2) pay any damages set by a court, subject to policy limits. Errors and Omissions Insurance (1) A form of insurance that indemnifies the insured for any loss sustained because of an error or oversight on his part. For instance, an insurance agency purchases this type of coverage to protect itself against losses from such things as failing to issue a policy. (2) A form of insurance which covers losses resulting from financial institutions failing to effect insurance coverage. Dram Shop Dram Shop or liquor liability provides coverage for bodily injury or property damage for which an insured may be held liable by reason of the following: Causing or contribution to the intoxication of an person; Furnishing alcoholic beverages to a person under the legal drinking age or under the influence of alcohol; or Violating any statute, ordinance, or regulation relating to the sale, gift, distribution, or use of alcoholic beverages. Workers' Compensation (WC) (1) A schedule of benefits payable to an employee by his employer without regard to liability, required by state law in the case of injury, disability, or death as the result of occupational hazards. (2) Insurance agreeing to pay Workers' Compensation law benefits on behalf of the insured employer.				Package or stand alone, Colburn & Elk can give you a commercial insurance quote. General Liability Professional Liability Dram Shop Workers' Compensation and more!